Talk to a Professional

 

An insurance broker understands the right types of cover for your needs and knows where to find them—saving you time, money, and stress.

Too often, people arrange insurance without expert guidance, overlook the fine print, or focus solely on price rather than value. Unfortunately, that can lead to nasty surprises when it’s time to make a claim.

 

Professional Indemnity      

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Professional indemnity insurance safeguards businesses and consultants from legal claims and financial losses arising from alleged negligence, errors, or breaches of professional duty. This coverage typically includes legal expenses and compensation costs linked to claims of malpractice or misconduct. Additionally, it is a compulsory insurance for certain professions and industries.

Claims often arise from accusations of negligence, malpractice, or professional misconduct—such as providing incorrect or misleading advice, or carrying out actions that lead to unintended results. Other common reasons include breaches of copyright, intellectual property, or privacy laws, as well as failing to comply with consumer protection or fair trading regulations.

 
 

Public & Product Liability  

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Public liability insurance is designed to protect you and your business should a customer, supplier or member of the public bring a claim against you for injuries or property damage caused by your negligent business activities.

As a business owner, you have a duty of care to any third party that comes into contact with your business and its activities. Businesses open to the public can be especially vulnerable to third party accidents, which can result in costly public liability claims.