Management Liability

Even a small mistake in managing your business can lead to serious financial consequences.
Defending a claim — even one without merit — takes time, money, and focus away from running your business.

That’s where management liability insurance steps in. Without it, the cost of legal action or compensation could seriously impact your operations — or even shut your business down.

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Directors & Officers Liability
This protects Directors and Officers against claims of wrongdoing, such as breaches of duty, mismanagement, or misleading statements.
Examples of claims include allegations of unfair competition, insolvency-related issues, or even serious matters like fraud or manslaughter.

Company Liability (Entity Cover)
This provides cover for the company itself when it's accused of wrongful acts. It's especially important for businesses where Directors are also owners, as claims often target both the company and its leadership. Common examples include fraud, shareholder disputes, and other alleged misconduct.

Employment Practices Liability
Protects the company against claims related to employment breaches, including wrongful termination, discrimination, and workplace harassment.

Crime Cover
Covers the Company for direct financial loss (crime) caused by employees and/or a third party.

Occupational Health & Safety Defence Costs:
Covers the Insured for legal representation in defending an investigation and/or prosecution by WorkSafe.

Trustee
Cover for Trustees of employer superannuation funds.

Tax Audit
Cover for the Company for Tax Audits.

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The content in this document is information only, it is not financial advice. It does not take into account any person's own objectives, financial situation or needs. The product information included in this document is only intended to be a summary of the highlights of the cover available. We encourage you to read the full policy wording for a full description of the terms and conditions and to obtain insurance advice from your broker prior to purchasing the product.